We’re excited to introduce Lista Credit - the world's first short term, small amount, on-chain loans without collateral. This marks a new chapter - not just for Lista, but for the entire DeFi landscape - where borrowing happens based on reputation, not assets.

Currently, DeFi lending locks billions of dollars worth of assets as collateral, and Lista Credit will free that capital first. When traditional crypto lending requires $125 or even $150 collateral to borrow out $100, Lista Credit gives out $U loans with $0 in collateral.

With our proprietary evaluation system, Lista Credit profiles every address through their on-chain activites. If you have been very active across different DeFi protocols with your Binance MPC Wallet, and holds a very wide variety of assets, you will get a high credit level and access to more loans without collateral requirements. Activities that show trustworthiness will also increase your credit level, like repaying loans in time.

Depending on your credit score, you can get as much as 50 $U credit without collateral. Lista does not charge any interest for these loans - only a 15% origination fee. Borrowers must repay their loans within 14 days. If after another 3 days, that is, 17 days later, their loan is still not repaid, their addresses will be blacklisted and charged with a fine.

Currently, we’re giving away $LISTA to encourage Credit loan activities. Every day, Lista will pick 1 Daily Lucky Star that repaid its Credit loans of at least 15 $U (plus interest) to receive 1,000 $LISTA. Every week, Lista will also pick 1 Weekly Grand Prize that repaid its Credit loans to receive 10,000 $LISTA. Candidates must not have any outstanding Credit loans at the time of our picking.

Lenders also get a great opportunity to earn more yields on their assets by depositing their assets into Lista Credit vaults. The return is higher than conventional vaults to offset the risks associated with not having any collateral requirements.

To take out your first on-chain credit loan, simply head to , connect your wallet, check your credit score, and that’s it.

Currently, over 2 billion people in the world are underbanked or unbanked, lacking traditional credit access. Lista Credit is the first protocol to open DeFi lending to anyone with on-chain history and verified identity - no bank account needed. With our on-chain credit system, your digital footprint will be translated into your credit level and liquidity access.

Start building your credit in DeFi today. No collateral. No traditional gatekeepers. Just you and your on-chain track records.

We’re excited to introduce Lista Credit - the world's first short term, small amount, on-chain loans without collateral. This marks a new chapter - not just for Lista, but for the entire DeFi landscape - where borrowing happens based on reputation, not assets.

Currently, DeFi lending locks billions of dollars worth of assets as collateral, and Lista Credit will free that capital first. When traditional crypto lending requires $125 or even $150 collateral to borrow out $100, Lista Credit gives out $U loans with $0 in collateral.

With our proprietary evaluation system, Lista Credit profiles every address through their on-chain activites. If you have been very active across different DeFi protocols with your Binance MPC Wallet, and holds a very wide variety of assets, you will get a high credit level and access to more loans without collateral requirements. Activities that show trustworthiness will also increase your credit level, like repaying loans in time.

Depending on your credit score, you can get as much as 50 $U credit without collateral. Lista does not charge any interest for these loans - only a 15% origination fee. Borrowers must repay their loans within 14 days. If after another 3 days, that is, 17 days later, their loan is still not repaid, their addresses will be blacklisted and charged with a fine.

Currently, we’re giving away $LISTA to encourage Credit loan activities. Every day, Lista will pick 1 Daily Lucky Star that repaid its Credit loans of at least 15 $U (plus interest) to receive 1,000 $LISTA. Every week, Lista will also pick 1 Weekly Grand Prize that repaid its Credit loans to receive 10,000 $LISTA. Candidates must not have any outstanding Credit loans at the time of our picking.

Lenders also get a great opportunity to earn more yields on their assets by depositing their assets into Lista Credit vaults. The return is higher than conventional vaults to offset the risks associated with not having any collateral requirements.

To take out your first on-chain credit loan, simply head to , connect your wallet, check your credit score, and that’s it.

Currently, over 2 billion people in the world are underbanked or unbanked, lacking traditional credit access. Lista Credit is the first protocol to open DeFi lending to anyone with on-chain history and verified identity - no bank account needed. With our on-chain credit system, your digital footprint will be translated into your credit level and liquidity access.

Start building your credit in DeFi today. No collateral. No traditional gatekeepers. Just you and your on-chain track records.