# Product Update: Fixed Rate & Term Loans

**Published by:** [Lista DAO](https://blog.lista.org/)
**Published on:** 2025-12-01
**Categories:** defi, lending, fixed-term, blockchain, crypto
**URL:** https://blog.lista.org/product-update-fixed-rate-and-term-loans

## Content

We’re excited to announce a major expansion to Lista’s lending capabilities: Fixed Rate & Term loans are now live.Predictable Borrowing, Powered by Your Trusted Lending ProtocolBuilt on top of Lista’s proven lending infrastructure, our new fixed rate& term lending product gives you complete certainty over your borrowing costs — no more rate volatility, no surprises, everything is set from the moment you borrow. You can even match our available terms to your needs: from 7days to 14, and 30 days. Currently, you can borrow lisUSD on a fixed term & rate with BNB, slisBNB, or BTCB as collateral.What This Means for YouLock in Borrow Rate: Whether you’re planning for the short-term or need longer-term financing, you’ll know exactly what you’ll pay from day one. Built on Trusted Infrastructure: Lista’s Fixed Rate & Term Borrow is built on the same robust lending system you already trust, extending its capabilities to give you more control and flexibility over your borrowing strategy. Transparent Terms: Set your loan duration, lock your rate, and manage your position with confidence. No variable rate surprises, just predictable lending.Getting StartedFixed Rate & Term loans are now available to all Lista users. Simply head to our lending page, choose “Fixed” Term Type, and explore the new fixed-term & rate borrowing options to find terms that match your needs.

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